Independent

Fee-Only, Fixed or Hourly

Sensibly Priced

Retirement Savings and Planning [top]

We'll work closely with you to develop a highly-detailed, custom retirement plan. Our proprietary software allows us to create retirement projections tailored to your particular situation. Our calculations handle any variation of current and future savings. We take into account all your income streams (social security, pensions), the tax ramifications of different retirement accounts (Roth, traditional IRA, 401(k), 403(b), after-tax IRA, etc.) as well as after tax savings and any other expected future income or expenses. We also project returns based upon your appetite for risk/return/volatility. We'll work with you to create goals and strategies that are sound and realistic. We can also create a variety of projections based upon different goals and assumptions.

In October, 2007, Investment News Magazine reported that "Retirement income technology leaves much to be desired....Complaints range from a belief that the software is too simplistic to the products' being thinly veiled sales tools." Stewardship recognized this years ago, and our response was to build our own software. Our retirement projections provide information you can use. And they are based on your particular situation, not a one-size-fits-all approach.

Education Savings and Planning [top]

For most people, 529 plans make the most sense. But there are over 100 plans to choose from! Stewardship has looked at them all; we'll help you decide what's best for you. And remember, because we sell no products and receive 100% of our revenue from clients like you, our recommendations will be totally unbiased. We'll help you choose what's best for you. It's that simple. Why settle for anything less?

No-Load Mutual Fund Investments [top]

No-load mutual funds offer both effective and inexpensive ways to invest in the wide variety of asset classes needed for a well diversified portfolio.  We'll work with you to determine the best no-load funds for you.  And remember, with Stewardship, you'll never pay a sales commission.

Long Term Health Care and Life Insurance [top]

The variety of options in long term health care and life insurance policies can be mind numbing. In this area perhaps more than any other, you need to work with someone who will truly put your best interests first. Because we sell no products, we are uniquely positioned to do just that. We'll help you determine what you need and can afford, and then help you get quality policies at sensible prices.

Budgeting and Cash Flow [top]

We know how frustrating it can be to not have a handle on your monthly living expenses. We can help you create a budget, create a system for paying bills on time, and set realistic savings goals. Plus, our approach provides ongoing support to help you break old habits, create new ones, and achieve your financial goals.

Seminars and Workshops [top]

Stewardship’s Educational Series offers seminars in Retirement Planning, Long-Term Health Care and Life Insurance, Investing, Saving for College and Choosing Financial Planners. We can provide a standard package or customize an approach tailored to your needs. Call us for more information.